The Mission

Our mission is to assist hard-working American’s, and their families find peace of mind by creating plans tailored to their needs and unique situations.
As the old saying goes, “one size does not fit all”. The benefits are unique, guarantee issued, portable and can be continued beyond employment or when you change jobs.
Our commitment is to provide affordable and sensible quality of life and healthcare solutions to individuals, businesses, unions, and associations with emphasis on individuals who may feel they are uninsurable due to health-related challenges or have been declined.

Our products and services cover everything from accidents, critical illnesses, dental, income protection, identity theft, and unexpected loss of life, plus more.
No individual will be turned down as long as they are employed for at least 20-hours, and
they do not receive any government welfare.
The Founder

We're Here For You

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Jermaine Ralph
Founder/CEO
Jermaine began his career in the insurance field after graduating from Alabama A&M University with a B.S. degree in biology and chemistry in 2002. The first company he worked with was AFLAC, and within his first year he ranked number #1 in his region and district. After gaining valuable experience he transitioned into the annuity market working with schools, businesses, nonprofits and individual retirement planning.
With his wealth of knowledge, experience and his ability to lead, he joined Walter Henry Customized Employee Benefits, where he led the company in sales, marketing, and recruiting, so in 2016 Ralph and Associates Inc. was born.
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Atlanta, GA, USA
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