Healthcare Indemnity
Group Accident Indemnity Insurance offered by 5Star Life Insurance Company
Protecting your family and your financial security
The 5Star Healthcare Indemnity policy pays cash benefits from day one when you are hospitalized or receive other covered medical treatment. In addition to peace of mind and financial flexibility, the policy:
Helps offset expenses not covered by your medical insurance such as deductibles, co-pays, and out-of-pocket costs.
Gives you the freedom to use the cash benefits as needed - pay medical bills, everyday living expenses, or any other unexpected expenses.
Offers the convenience of payroll deduction and provides coverage for your spouse and children.
Pays benefits directly yo you or a designated medical provider regardless of what your primary insurance covers, with no coordination of benefits.
Covered Events* (May vary based on employer selection.)
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Hospitalization
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Trips to the Emergency Room
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Ambulance services
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Hospital admission
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Doctor office visits
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Newborn baby care
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Surgical benefits
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Diagnostic services
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Durable medical equipment
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Physical, occupational, rehabilitative therapy
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Private duty nursing
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Home healthcare
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CT scans and MRI
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Health and well-being options that can include diet and nutrition counseling, financial wellness and family caregiver benefits.
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Well-care and health screenings that can include annual adult physicals, mammography, and cancer screenings.
The journey to health and well-being starts with planning for tomorrow, today.
Enroll to provide peace of mind for your family!
For cost and further details of the coverage, including exclusions, any reduction or limitations and the terms under which the policy maybe continued in force, see your employer or contact 5StarLife.
Insurance Services
Family Protection Plan
Prepare for the future and loved ones
You can get coverage for your spouse even if you don't elect coverage on yourself. And you can cover your financially dependent children (14 days to 19 years old, 26 if full-time student) under your coverage or your spouse's. Learn more ...
Accident Insurance
Financial Protection for Your Family
Financial protection for you and your family. The 5Star Life Accident policy provides cash benefits from day one for medical treatment you receive for covered accidents and injuries, regardless of what your medical insurance pays. Learn more ...
Healthcare Indemnity
Group Healthcare Indemnity Insurance
Protecting your family and your financial security. The 5Star Life Healthcare Indemnity policy pays cash benefits from day one when you are hospitalized or receive other covered medical treatment. Learn more ...