Accident Insurance

Coverage You Can Count On

We’re here to offer a wide range of services and products to protect your assets, we've got you covered.

Group Accident Indemnity Insurance offered by 5Star Life Insurance Company

Financial protection for you and your family

The 5Star Life Accident policy provides cash benefits from day one for medical treatment you receive for covered accidents and injuries, regardless of what medical insurance pays. You can also use cash to pay for other unexpected expenses that come up after an accident, like childcare or transportation, providing you coverage that helps offset the cost of medical treatment and non-medical expenses.

What is covered

This insurance provides coverage for treatment and hospitalization resulting from an accident covered by the policy your employer selects. In addition, benefits can provide coverage for broken bones, dislocations, ligament damage, transportation for treatment, health screening test, and a host of other items.

The benefits you receive:

Are paid directly to you to help cover any unexpected expenses during recovery - including childcare and other non-medical bills.
Guard against the potential financial gaps created by deductibles and co-pays that add up quickly.
Are not reduced by or coordinated with any other policies, including major medical coverage.

How the coverage works:

Sam breaks her arm. While her major medical coverage takes care of some medical costs, she also has a 5Star Life Accident policy. Here's what it pays her regardless of her actual out-of-pocket expenses. She can use the cash benefits for copays and deductibles, for transportation now that she can't ride her bike to work, and hire a babysitter to watch her child while she goes to follow up doctor visits.

Fractured arm

benefit

ER visit

X-ray

Sling

$500

$200

$100

$50

3 follow up doctor visits at $50 each

$150

The policy pays Sam

$1000

The example above is for illustrative purposes only. Benefits may vary.

The journey to health and well-being starts with planning for tomorrow, today.

Enroll to provide peace of mind for your family!

For costs and further details of the coverage, including exclusions, any reduction or limitations and the terms under which the policy may be continued in force, see your employer or contact 5Star Life.

Insurance Services

Family Protection Plan
Prepare for the future and loved ones

You can get coverage for your spouse even if you don't elect coverage on yourself. And you can cover your financially dependent children (14 days to 19 years old, 26 if full-time student) under your coverage or your spouse's. Learn more ...