Grow Your Business
Introduction Consultation
We are excited to offer you a personalized consultation to discuss your insurance needs. Our team of experienced professionals is dedicated to providing you with the best possible coverage at an affordable price. During your consultation, we will take the time to understand your unique situation and tailor our recommendations to meet your specific needs.
At Ralph & Associates, we believe that insurance should be simple and stress-free. That's why we offer a wide range of insurance products offered by 5Star Life Insurance Company, including AFBA, Accident Insurance, Healthcare Indemnity, and Family Protection Plan. Our team is committed to providing you with the highest of customer service and support and we are always available to answer any questions you may have. Contact us today to schedule your consultation and experience the R&A difference.

Insurance Services


Family Protection Plan
Prepare for the future and loved ones
You can get coverage for your spouse even if you don't elect coverage on yourself. And you can cover your financially dependent children (14 days to 19 years old, 26 if full-time student) under your coverage or your spouse's. Learn more ...

Accident Insurance
Financial Protection for Your Family
Financial protection for you and your family. The 5Star Life Accident policy provides cash benefits from day one for medical treatment you receive for covered accidents and injuries, regardless of what your medical insurance pays. Learn more ...

Healthcare Indemnity
Group Healthcare Indemnity Insurance
Protecting your family and your financial security. The 5Star Life Healthcare Indemnity policy pays cash benefits from day one when you are hospitalized or receive other covered medical treatment. Learn more ...